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Balanced Books
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Track Spending with a Budgeting App to Gain Control Over Your Finances
In today's fast-paced world, managing your finances effectively is more important than ever. One of the most powerful tools at your...

Paula Winemiller
Jan 223 min read


Diversification is Key to a Resilient Portfolio
Diversification is a fundamental strategy that can help you build a resilient portfolio. You can mitigate risk and enhance returns by...

Paula Winemiller
Jan 223 min read


Annual Credit Report Checks Are Crucial
Maintaining a healthy credit report is essential for securing loans, favorable interest rates, and overall financial well-being in...

Paula Winemiller
Jan 222 min read


Automate Your Savings for Effortless Growth
In the journey towards financial security, one of the simplest yet most effective strategies is to automate your savings. You can ensure...

Paula Winemiller
Jan 222 min read


Rich People Have Small TVs and Big Libraries, and Poor People Have Small Libraries and Big TVs
In today's society, allocating our time and resources can profoundly impact our personal growth and financial success. The saying, "Rich...

Paula Winemiller
Jan 212 min read


Financial Freedom is Available to Those Who Learn About It and Work for It
Many aspire to financial freedom but require it to be attainable with the right mindset, strategies, dedication, education, and...

Paula Winemiller
Jan 212 min read


The Best Time to Plant a Tree Was 20 Years Ago. The Second Best Time is Now.
In the hustle and bustle of our daily lives, it's easy to overlook the importance of taking action today for a better tomorrow. The...

Paula Winemiller
Jan 212 min read


Success is Not Just Making Money. Success is Happiness. Success is Fulfillment. It is the Ability to Give.
Equating success with financial wealth is easy in our fast-paced, achievement-oriented society. However, true success encompasses much...

Paula Winemiller
Jan 212 min read


Beware of Little Expenses; A Small Leak Will Sink a Great Ship
In the world of personal finance, small, seemingly insignificant expenses often have the most significant impact on our financial health....

Paula Winemiller
Jan 212 min read


Money is a Terrible Master but an Excellent Servant
In the world of personal finance, there's a timeless adage that holds profound wisdom: "Money is a terrible master but an excellent...

Paula Winemiller
Jan 212 min read


The Goal Isn't More Money The Goal is Living Life on Your Terms
In pursuing financial success, getting caught up in the idea that more money equals a better life is easy. However, true fulfillment...

Paula Winemiller
Jan 212 min read


It's Not Your Salary That Makes You Rich, It's Your Spending Habits
Many believe a high salary is the key to financial success when building wealth. However, the truth is that your spending habits play a...

Paula Winemiller
Jan 213 min read


Do Not Save What is Left After Spending, But Spend What is Left After Saving
One principle stands out in personal finances as a beacon of wisdom: "Do not save what is left after spending, but spend what is left...

Paula Winemiller
Jan 212 min read


An Investment in Knowledge Pays the Best Interest
In the ever-evolving landscape of our world, one thing remains constant: the value of knowledge. Benjamin Franklin famously said, "An...

Paula Winemiller
Jan 212 min read


Looking to Buy a House or Car Soon?
Purchasing a house or car is a significant financial decision that requires careful planning and consideration. Whether you're a...

Paula Winemiller
Jan 213 min read


Got a side hustle? Make sure you're keeping accurate earnings records for tax time.
Many people in today's gig economy turn to side hustles to supplement their income. Whether you're freelancing, driving for a ride-share...

Paula Winemiller
Jan 212 min read


Reviewing Your Investment Portfolio Annually Can Help Ensure It Alignes With Your Long-Term Financial Goals
As we navigate the complexities of financial planning, we must periodically review and adjust our investment portfolios. An annual review...

Paula Winemiller
Jan 212 min read


Running a Small Business? Remember to Keep Personal and Business Finances Separate for Smoother Management
Managing a small business comes with its own challenges, and one of the most important aspects is keeping your personal and business...

Paula Winemiller
Jan 212 min read


Quarterly Tax Payments Due Soon!
Staying on top of your financial responsibilities, including your quarterly tax payments, is essential as the new year begins. For many...

Paula Winemiller
Jan 212 min read


Is Your Emergency Fund Fully Stocked?
Life is full of unexpected twists and turns, and having a well-stocked emergency fund can provide a financial safety net when you need it...

Paula Winemiller
Jan 212 min read
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